Cookie Policy

Last Updated: May 26, 2026

This Cookie Policy explains how Sharan Kaur (Billyard Insurance Group) uses cookies and similar tracking technologies on our website. It explains what these technologies are, why we use them, and your rights to control their use.

1. What Are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

2. Types of Cookies We Use

Essential / Functional Cookies

These cookies are strictly necessary to provide you with services available through our website and to use some of its features, such as security checks, secure forms, and layout rendering. You cannot disable these as they are required for core operations.

Analytics / Performance Cookies

These cookies collect information that is used in aggregate form to help us understand how our website is being used (e.g. which pages are popular, how users navigate). We use Google Analytics (GA4) to compile these insights.

Marketing / Advertising Cookies

These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.

3. How Can I Control Cookies?

You have the right to decide whether to accept or reject non-essential cookies. You can manage your preferences using our interactive Cookie Banner that appears on your first visit, or you can clear your settings at any time to reopen the preferences menu.

Reset Cookie Preferences

Click the button to clear your stored consent state and reload the site to choose again.

4. Policy Updates

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.